About the Meeting

Holistic Financial Planning

Simon Farrar of Virtus Financial Planning would like to welcome you to an introduction to holistic financial planning. The talk will focus specifically on mortgage planning, investment planning and strategy, pension planning, and protection and safeguarding.

Mortgage Planning:

  • The mortgage process – Start to finish
  • How affordability is assessed and what you can do to maximise your borrowing power
  • Things to consider when planning your mortgage
  • The current/future market – Property, rates and refinancing

Investment Planning & Strategy

  • Where to invest – How to choose and what to consider
  • Investment vehicles available – Tax wrappers, accessibility and timeframes
  • Goal-based planning – Start at the end

Pension Planning:

  • The value of retirement planning – Time in, not timing
  • How pensions work – Tax relief and other benefits
  • Pensions for the self-employed
  • Your options at retirement

Protection & Safeguarding

  • Why protection is important
  • The value of trusts

The session will end with a Q&A to allow Simon to answer any questions about the subject material, or any questions about financial planning and investing in general.

Presentation 6-7:30PM including Q&A